Personal Banking

Banking…the Way it Should Be! means we are committed to providing you with the personal attention and service you expect and deserve, with banking products to meet your needs today and well into the future.


We offer a great line of personal checking accounts, including:

  • Free Checking – This account is exactly what it says: it’s FREE! Free checks, free ATM/Debit card, free Online Banking and Bill Pay service, free electronic bank statements, and much more!
  • Interest Checking – Want to earn money? This account will pay interest on your balance as long as you keep just $500 in your account.
  • Senior Checking – At Great Nations, we respect and value our seniors. That’s why we created this account that pays interest as well as all the benefits of our regular Free Checking account. If you qualify, this is the account for you!


Savings and Money Market

We offer several savings accounts that reward you for investing in your future. These include:

  • Regular Savings – Earn a competitive rate of interest while saving for a special purchase or a rainy day.
  • Minor Savings – For our younger investors up to age 18, open this account with only $25 and earn competitive interest rates.
  • Money Market Savings – This account offers a tiered rate schedule, so the more you invest, the more you earn!
  • Health Savings Account – A health savings account (HSA) is a tax-exempt custodial account established exclusively for the purpose of paying qualified medical expenses. The account is used in conjunction with a high deductible health plan.



Certificates of Deposit and Individual Retirement Accounts are a great way to earn a competitive return on your investment. We offer a wide range of maturity terms and interest rates. An IRA helps you save for retirement while realizing benefits of the tax laws (consult with your tax advisor).

Credit/Debit/ATM Cards

We offer Visa® debit and credit cards that are honored worldwide. Through the ACCEL network of ATMs, you have access to your money at automated teller machines nationwide, 24 hours a day, 7 days a week, with over 25,000 ATMs on our surcharge-free network provided by MoneyPass! To find a location near you, click on the free ATM locator on our home page.

Great Nations Bank Offers Verified by Visa, a security system that confirms that you are the true Visa debit card owner while making on-line purchases to participating retailers. This added layer of protection allows you to use a personal password to confirm your identity. To enroll your Visa debit card, click on the link below.

Verified by Visa

We are also a part of EnFact, a fraud monitoring program that analyzes debit card transactions in order to minimize debit card fraud. This technology flags suspicious or high-risk transactions for possible fraud, then the risk management team contacts the cardholder for verification. This service is provided free of charge to our customers.

Online Banking

At Great Nations Bank, you can bank anywhere, anytime - 24 hours a day, 7 days a week with our Online Banking and Bill Pay system. Online Banking allows you the convenience of conducting your banking business from the comfort of your home, office, or wherever you can access a secure Internet connection. Personal Online Banking and Bill Pay are free to all Great Nations Bank customers! If you have any questions about Online Banking, you may email us at, or call us at 405.310.4900.


Popmoney is an innovative personal payment service that eliminates the hassles of checks and cash. Now, sending and receiving money is as easy as emailing and texting.