Privacy Policy

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS 


We, our, and us, when used in this notice, means Great Nations Bank.

This is our privacy notice for our current customers and former customers.  When we use the words “you” and “your” we mean all of our consumer customers who have a current relationship with us and former customers who had a relationship with us, such as:
  • Deposit account
  • Loan account
  • Safe deposit box
DEFINITIONS
We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.
We first define some terms.

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you.  Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.  Hereafter, we will use term “information” to mean nonpublic personal information as defined in this section.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours.

Transaction and experience information is information that relates solely to transactions or experiences between the consumer and the financial institution such as loan payment history, or the size of balances maintained in deposit accounts.

THE INFORMATION WE COLLECT
We collect information about you from the following sources:
Information you give us on applications or other forms
Information about your transactions with us
Information about your transactions with other parties
Information from consumer reporting agency
Information we receive as a result of verifying customer information
 
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.
 
YOUR INFORMATION AND OUR AFFILIATES
If a financial institution shares certain types of information with affiliates, it must provide an opt out right.  We have decided not to share your information in those ways.  This means we have OPTED OUT ON YOUR BEHALF and you do not need to take further action.  We will not disclose nonpublic personal information about your transactions and experience with us to our affiliates.
 
YOUR INFORMATION AND OTHER PARTIES
We will not disclose information about you to anyone except as disclosed in this policy or as permitted or required by law.  Examples of this might include disclosures necessary to service your account or to prevent unauthorized transactions.
 
INFORMATION ABOUT FORMER CUSTOMERS        
We will not disclose information about former customers, except as permitted or required by law.
Notify Us of Inaccurate Information We Report To Consumer Reporting Agencies.  Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency.  Your written notice describing the specific inaccuracy(ies) should be sent to us at the following address:  Great Nations Bank Operations, PO Box 5719, Norman, OK  73070.